Calculators
Mortgage Payoff Calculators
Extra payments, biweekly schedules, and paying off vs. investing — plus a few more payoff scenarios we're adding next — all free, no signup.
Mortgage payoff calculators
Live now — real month-by-month amortization, not a rough estimate.
Online Mortgage Payoff Calculator
LiveSee your new payoff date and interest saved from extra payments or a lump sum.
Biweekly Mortgage Payoff Calculator
LiveSee how true biweekly payments shorten your loan — and why "semi-monthly" doesn't.
Mortgage Payoff vs Investing Calculator
LiveCompare paying down your mortgage faster vs. investing the difference instead.
More payoff scenarios
A few more specific payoff situations, launching on a rolling basis.
From the blog
Deep dives to help you get more out of every calculator above.
Beyond the Basic Payoff Calculator: HELOC Acceleration, Reverse Mortgages, and Other Options
Does "velocity banking" actually save money, and how a reverse mortgage's math runs the opposite direction from every payoff strategy here.
Read more →Should You Recast or Refinance? The Other Ways to Lower Your Payment
Two options that don't require extra monthly cash flow — and when each one actually makes sense.