One home for every financial calculator you'll actually use.

Estimate your FERS annuity from your High-3 salary, years of service, and retirement age.

See how many years your savings will last at your withdrawal rate.

Estimate federal and state tax on retirement income, including quarterly payments.

Calculate retired pay under Legacy High-3, BRS, Reserve points, or disability rules.

Project your BTC holdings' value at retirement under different growth scenarios.

Project your Thrift Savings Plan balance, including agency match, at retirement.

Estimate your Tier I and Tier II railroad retirement annuity.

Find your FIRE number and the smaller Coast FIRE number you need today.

Get your exact retirement date and a live countdown.

Estimate your California public employee pension under CalPERS formulas.

Estimate your California teacher pension under CalSTRS formulas.

Estimate your state teacher retirement system pension.

Estimate your Virginia Retirement System pension.

Estimate your New York State and Local Retirement System pension.

Estimate your FRS pension under Florida's public employee retirement rules.

Estimate your Ohio public employee or teacher retirement system pension.

See the penalty and tax owed on an early 401(k) withdrawal.

Compare Roth vs. traditional 401(k) growth side by side.

Check whether you're capturing your full employer match.

Find the per-paycheck amount needed to hit the annual limit.

See how a contribution change affects your take-home pay.

Estimate tax owed on a 401(k) withdrawal or Roth conversion.

Estimate the marital share of a 401(k) split under a QDRO.

See the tax cost of converting today against long-term tax-free growth.

Find out whether the 10-year rule or annual RMDs apply to your inherited account.

See how expense ratios and admin fees compound against your balance over time.

Model safe harbor match costs and compliance for a small business plan.

Calculate profit-sharing contribution allocations across a plan.

A decision guide for weighing the upfront tax cost against future flexibility.

Back out the pre-tax price and tax amount from a total.

Compare S-corp salary/distribution tax to a sole-proprietorship baseline.

Estimate self-employment tax and quarterly payments on rideshare income.

Estimate self-employment tax and quarterly payments on rideshare income.

Estimate self-employment tax on delivery driver income.

Estimate self-employment tax on shopper and delivery income.

Estimate self-employment tax on creator income.

See tax owed and shares withheld when your RSUs vest.

Estimate the taxable portion of a legal settlement.

Calculate the 15.3% self-employment tax on net freelance or business income.

Compare the simplified vs. actual-expense home office deduction methods.

Calculate quarterly fuel tax owed across states for commercial trucking.

Estimate the transfer tax owed on a property sale in your state.

Estimate the sales tax owed on a vehicle purchase in your state.

Calculate take-home pay for Nevada, a no-income-tax state.

Calculate take-home pay for Texas, a no-income-tax state.

Calculate take-home pay for Washington, a no-income-tax state.

Calculate take-home pay for Tennessee, a no-income-tax state.

Calculate take-home pay including Oklahoma state withholding.

Calculate take-home pay including Arkansas state withholding.

Calculate take-home pay including South Carolina state withholding.

Calculate take-home pay including Utah's flat state tax.

Calculate take-home pay including Michigan's flat state tax.

Calculate take-home pay including Maryland state and local tax.

Calculate take-home pay including Illinois' flat state tax.

Calculate take-home pay including Ohio state withholding.

See how your net worth compares to others your age.

Calculate net worth excluding intangible assets like goodwill.

Add the present value of a pension to your net worth.

Project your net worth years from now at your savings rate.

Calculate net worth using only cash and liquid assets.

Calculate owner's equity and see book value vs. market (SDE) value.

See your real CAGR, not naive year-over-year division.

The straightforward version — add up what you own, subtract what you owe.

Estimate tax owed on a home sale, including the $250k/$500k exclusion.

Factor in depreciation recapture on an investment property sale.

Calculate the price-appreciation return on a stock position.

Estimate deferred gain and new cost basis on a 1031 exchange.

Calculate gains tax using carryover basis on gifted property.

Calculate gains tax using the stepped-up basis on inherited property.

Estimate tax owed on the sale of vacant or investment land.

Add California state tax to your federal capital gains estimate.

Add New York state tax to your federal capital gains estimate.

Add New Jersey state tax to your federal capital gains estimate.

Add Illinois' flat state tax to your federal capital gains estimate.

Add Colorado state tax to your federal capital gains estimate.

Add Wisconsin state tax to your federal capital gains estimate.

Add Pennsylvania's flat state tax to your federal capital gains estimate.

Add Virginia state tax to your federal capital gains estimate.

Add Oregon state tax to your federal capital gains estimate.

Add South Carolina state tax to your federal capital gains estimate.

Add North Carolina's flat state tax to your federal capital gains estimate.

Add Georgia state tax to your federal capital gains estimate.

Project your HSA balance and tax-free growth over time.

See your total tax savings from an HSA contribution.

Compare total annual cost between an HDHP+HSA and a PPO plan.

See the tax and 20% penalty owed on a non-qualified HSA withdrawal.

See your new payoff date and interest saved from extra payments.

Compare paying down your mortgage faster vs. investing the difference.

See how biweekly payments shorten your loan and cut interest.

Schedule several different extra payment amounts over time.

Model the "velocity banking" HELOC-acceleration strategy.

Model how a reverse mortgage balance grows over time.

Estimate what it would cost to rebuild your home.

Estimate the personal-property coverage you need.

See the difference between actual cash value and replacement cost payouts.

Compare what each actually covers before you buy either.

Estimate premiums factoring in California wildfire risk.

Estimate premiums factoring in Florida hurricane risk.

Estimate premiums factoring in Oklahoma hail risk.

Estimate a typical Illinois homeowners premium.

Estimate a typical Massachusetts homeowners premium.

Estimate a typical Missouri homeowners premium.

Estimate a typical New York City homeowners or co-op premium.

Find your target emergency fund and how long it'll take to reach it.

Decide whether to build savings or pay down debt first.

Plan monthly savings toward a specific future expense.

Compare snowball vs. avalanche payoff timelines and interest.

See if consolidating multiple debts actually saves you money.

Calculate payoff timeline and total interest on a personal loan.

Compare payoff strategies across federal and private student loans.

Plan a payoff timeline for medical bills, often interest-free.

See your payoff date and the negative equity crossover point.

Calculate payment, interest, and amortization on a financed purchase.

Compare financing options, plus the real cost of a missed 0% promo deadline.

See what invoice factoring actually pays out, as a real APR.

Model terms up to 180 months for an appreciating-asset loan.

Compare leasing vs. buying on net cost, including equity built.

See whether you need a mortgage or a chattel loan, and what each costs.

Models 2026 Section 179 limits for business vehicle and equipment loans.

Check whether your promotional financing charges interest retroactively if you miss the deadline.